Uma ulwa nemibandela yentela yokusekela ingane, njengokuthi ukusekelwa kwengane kukhokhiswa noma kukhishwe, awuyedwa. Abazali abaningi abangabodwa abaqiniseki ukuthi ukusekelwa kwengane kuzoba nomthelela kanjani ekukhokhiseni intela yabo-futhi kuyiqiniso nakanjani kubazali abathola ukwesekwa kwabantwana egameni lezingane zabo njengalabo abakhokha njalo ngenyanga.
Ingabe Ukusekelwa Kwezingane Kuyakhokhwa?
Abazali abathola ukwesekwa kwengane kudingeka bazi ukuthi leyo mali izobathinta kanjani intela yabo.
Imibuzo evamile ihlanganisa:
- "Ingabe ukukhokhwa kwengane kukhokhwa intela?"
- "Ingabe ngizokhokhwa izintela ngaphezulu kulo nyaka ngenxa yokuthola ukwesekwa kwengane?"
Uma uhlushwa le mibuzo ephazamisayo, nansi ukuphumula okunye: Uhulumeni wase-US akabheki ukusekelwa kwengane ukuba abe uhlobo lokuthola imali engenayo.
Nakuba ungase ucabange ngokusekelwa kwengane ingxenye yengeniso yakho evamile ngoba amasheke afika nyanga zonke, uhulumeni ubona ngokuhlukile.
Sikhokha intela yentela ngemali esiyitholayo. Ukusekelwa kwabantwana, ngakolunye uhlangothi, yimali oyitholayo egameni lezingane zakho. Ebusweni bukahulumeni, akuyona imali oyiholayo, ngakho akudingeki ukhokhe intela kuso.
Ingabe Intela Yokusekela Ingane Iyadliwa?
Okokuqala, izindaba ezimbi: izinkokhelo zokusekelwa kwengane azitholakali. Ngenkathi kunamaphesenti amaningi yentela kwabazali abangabodwa, lokhu akuyona enye yazo. Uma ukhokha ukusekelwa kwabantwana kubantfwana bakho, awukwazi ukukhipha inani lokusekelwa kwengane elikhokhelwe kusuka kwingeniso yakho yonke ngenhloso yokulungisa imali engenayo engenayo.
Yize lokho kungeke kube yimpendulo ongayethemba, ungalilahli iqiniso lokuthi ukuhlinzeka ngezimali zezingane zakho kunenjongo futhi kunomthelela empilweni yabo usuku ngalunye lwempilo yabo. Ngakho qhubeka uyenza ngisho noma kungekho inzuzo yentela ezikhokhweni ozenzayo.
Okwesibili, abanye abazali ababeletha izingane bayakwazi ukubala izingane zabo njengabaxhomekile, ezinezinzuzo zentela.
Uma izingane zakho zihlala ngokuyinhloko nawe noma uma zihlala nawe isikhathi esingaphezu kwesigamu sonyaka okhokha intela, khona-ke ungakwazi ukufaka intela yakho engenayo ngeNhloko Yomkhaya futhi uzibange njengabaxhomekile.
Uma kuvela ukuthi ungabanga izingane zakho njengabaxhomekile, imali oyikhokhela ukunakekelwa kwezingane ingakwenza ube nokufanelekile kwiKhredithi yeNtela yokuKhathalela kwezingane kanye neNtatheli.
Kwezinye izimo, abazali abanelungelo lokubiza izingane zabo njengabaxhomekile ngeke bakhethe ukungena. Uma lokhu kwenzeka futhi i-ex yakho izimisele ukufaka Ifomu 8332 nge-Internal Revenue Service (IRS), khona-ke ungabanga izingane zakho njengabantu abancike endaweni yakhe. Uma uhamba lo mzila, qiniseka ukuthi amafayela akho asekuqaleni awenza; uma kungenjalo, ungase ube yingozi ekuhloleni kwe-IRS.