Izinto Okufanele Uzazi Ngomshwalense Wezinqola Zezingane

Ukuhambisa ngaphezulu okhiye bakho kumusha wakho osanda kulayisensi kungesabisa. Futhi kufanelekile kanjalo. Abashayeli abasha babhekene nengozi enkulu futhi ngokusho kwenkampani yomshuwalense uGeorgo, oneminyaka engu-1 ubudala eneminyaka engu-15 ubudala, uzofika engozini yemoto phakathi nomnyaka wokuqala wokushayela.

Kungenzeka ukuthi ukhathazekile kakhulu ngokuphepha kwengane yakho kunokuthi ingozi (noma esinye isenzakalo sezimoto) esingayenza kumaphrimiyamu akho yomshuwalense. Futhi, nokho, uma ungeze leyo ntsha kumgomo wakho womshuwalense, ungase uhambe uye nomuzwa wokushaywa kwesitika, njengoba intsha-ikakhulukazi insizwa-ingabantu abathandekayo kakhulu ukuqinisekisa.

Ukwenza isiqiniseko sokuthi ingane yakho iqinisekisiwe kahle kungakusiza ugcine ukuthula kwengqondo encane, kanye nekhredithi encane esikhwameni sakho. Nazi izinto eziyisishiyagalombili okufanele wazi mayelana nomshuwalense wemoto kwabasha:

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Imishumo Yezimvume Zomfundi Akudingeki Ukwengezwe Umshuwalense

Kodwa-ke, kufanele wazise umhlinzeki wakho lapho umshayeli wakho wesibindi ethola imvume yokuthi umfundi, njengoba zonke izinkampani zisingatha leso simo ngokuhlukile. Lapho ingane yakho iphothula ilayisensi yokushayela ephelele, khona-ke iyodinga ukufakwa, kungakhathaliseki ukuthi kuyimshwalense yakho noma inqubomgomo yakhe.

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Ungakwazi Ukunika Imoto Yakho Imoto

Ezinye izimoto zibiza ngaphezulu ukuze ziqiniseke kunezinye-kunengqondo, njengoba kunikezwa ukuthi kubiza ngaphezulu ukulungisa noma ukushintsha izimoto zokunethezeka kunokuba ibhontshisi elineminyaka eyishumi. Uma umndeni wakho une-Lexus ka-2014, i-Civic ka-2010, kanye no-Pontiac ka-2002, inkampani yakho yomshuwalense izocabanga ukuthi le ntsha iyashayela leyo Lexus eyabiza kakhulu, ngisho noma ingakwazi ukuzithenga kuphela ukuthi iPontiac-futhi bayoyikhokhela ngokufanele.

Nakuba kungezona zonke izinkampani zomshuwalense enikeza izimoto kubashayeli abathile, uzodinga ukuhlola kabili ukuhlola ukuthi ngabe okwenziwe yini. Uma kunjalo, qiniseka ukuthi ingane yakho isabelwe okungenani-kubizayo kulawo mazimoto, nokuthi kukhona iphrimiyamu ephansi ukubonisa lokho.

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Imoto Eyasetshenziswa Iyokwehlisa Ithegi Yakho Yentengo

Uma ukhuluma ngezimoto ezishibhile, khuthaza ingane yakho ukuthi ithenge imoto esetshenzisiwe endala (noma, uma uyithenga eyodwa, thatha iseluleko esifanayo) kunokuthile okusha futhi okuncane.

Yiqiniso, awufuni ukubeka ingane yakho emgodini wokufa, ngakho-ke yenza umshini uhlole imoto ngaphambi kokuba uyithenge ukuqinisekisa ukuthi iphephile futhi unokwethenjelwa. Ngaphezu kwalokho, ukushayela imoto ngokulinganisa okuqinile kwezokuphepha kunciphise izindleko zomshuwalense wezimoto. Izici ezintsha zokuphepha, ezifana nama-airbags, amadivaysi okulwa nokuwaba, nezinhlelo zokuvimbela ukukhiya, nazo zinganciphisa intengo.

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Gcina Ingane Yakho Ngenqubomgomo Yakho Uma Ungakwazi

Kukhona okungafani nalokhu, kodwa uma unenqubomgomo enhle, kungcono kakhulu ukufaka ingane yakho enjongweni yakho kunokumthengisela umshuwalense wakhe. Uma uzama ukufundisa ingane yakho umthwalo wemfanelo ngokumdinga ukuba akhokhele umshuwalense, khona-ke kufanele uyibuyisele ngedethi yokukhokha inyanga ngayinye.

Uma ingane yakho ingena engozini ephakamisa amaphrimiyamu akho, ungamsusa enkambeni yakho futhi umdinga ukuthi athenge ukukhokhelwa kwakhe siqu. Kodwa-ke, kufanele uhlole kabili imithetho nemigomo-ezinye zithi kunezimiso ezisho ukuthi uzodingeka ubhalisele ukukhokhelwa komshuwalense, ngisho noma ingane yakho inenqubomgomo yakhe.

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Khuthaza Intsha Yakho Ukuthola Amabanga Ahle

Isaphulelo somfundi esihle kakhulu lokho okuzwakalayo-intsha yakho iyobiza imali encane ukuze iqinisekise uma ithola amamaki amahle. Ingqikithi yesaphulelo izohluka kusuka kuhulumeni kuya kuhulumeni.

Izibalo zibonisa ukuthi intsha ethola amamaki angcono esikoleni ayinamathuba okungena engozini yemoto. Lokhu kusho ukuthi laba bafundi bangengozini encane, ngakho-ke bangakhokha imali encane yomshwalense wemoto.

Kwezinye izinkampani zomshuwalense, imali yokugcina imali igcina ekolishi. Kuzodingeka ukhombise ubufakazi bokuthi ingane yakho igcina isilinganiso se-3.0 grade-point noma ngaphezulu noma yenza uhlu luka-dean noma udumo ludlulise isimemezelo sangaphambilini.

Uma engayifinyeleli ngempela leyo njongo, mkhuthaze ukuba asebenze kanzima ngokunciphisa inani elikukhokhele ngalo kumshuwalense uma amamaki akhe enhle. Ungase uthole isaphulelo uma ingane yakho iqede futhi idlulisele uhlelo lokuphepha lomshayeli oluvunyelwe ngaphandle kwemfundo yomshayeli .

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Cabanga ngokuqeda ukuHlangana nokuHlanganisa okuPhezulu

Lezi zinhlelo zikhethwa ngokuphelele. Uma imoto yakho engashayela ingane yakho ingabalulekile ngaphezu kwe-deductible, ngakho-ke asikho isizathu sokukhokha ama-premium. Ngisho noma ngabe ingane yakho iphelele imoto, ukukhokhwa komshuwalense wakho kungase kungabikho amaphrimiyamu okhokhelwe kakade.

Enye indlela ukucabangela ukukhuliswa okudonswayo kulezi zinhlobo zokuhlanganisa. Uzokhokhwa amaphrimiyamu aphansi ngokukhulisa inani ozimisele ukulikhokhela uma uphethile imoto.

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Tshela Ikhamphani Yomshuwalense Uma Intsha Yakho Iya Kukholeji Ngaphandle Kwemoto

Uzogcina okungaphezulu kune-sanity yakho uma uba yisithala esingenalutho. Uma izintsha zakho zingena ekolishi elingaphezu kwamamayela angama-100, inkampani yomshuwalense izokwehlisa imali yakho kakhulu. Ingane yakho ingase ikhonjwe uma ifika ekhaya ngempelasonto-hlola nomhlinzeki wakho womshuwalense. Cishe uzodinga ukunikeza ubufakazi bokubhalisa ekolishi.

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Sithengisa isikhathi se-Shopping yonkana ngenqubomgomo enhle kakhulu

Akuwona wonke umhlinzeki womshuwalense wemoto onika amanani afanayo. Thola izingcaphuno ezivela ezinkampanini eziningi ukuze ubone ukuthi yikuphi okungcono kakhulu kuwe nomndeni wakho. Zama izimo ezihlukile zezingcaphuno ezihlukene, njengokuthi imoto intsha ihamba kanjani (uma ungathenganga okwamanje), uma uhamba ekhaya futhi uhamba ngezimoto noma uma unesidingo esiphezulu emotweni.

Into kuphela engamvimba ingane yakho ukuthi ingabangela ingozi ukushayela kwayo ephephile . Lokhu kusho ukuthi akukho ukuthumela imiyalezo noma ukukhuluma ngomakhalekhukhwini ngemuva kwesondo, njalo unakekele umgwaqo, futhi ulandela yonke imithetho yomgwaqo.

Gcina isikhathi esiningi ufundisa ingane yakho ukuthi ungashayela kanjani futhi ucabangele ukuba ingane yakho isayine isibambiso sokuphepha somshayeli ukwehlisa ingozi yengozi.