Ukunika abantwana bakho imali yokuvota ngokuvamile kubhekwa njengomqondo omuhle. Phela, akukaze kwenzeke ngokushesha ukuthi ufunde ngomthwalo wemali .
Ukunika izingane zakho imali yokuzikhokhela kungabuye kufundise eminye imibono ebalulekile, kuhlanganise:
- Ukunciphisa ukuzithokozisa-okusindisa izinto abazifunayo ngempela
- Usizo nokusiza abanye
- Ukubhajethi
Nawa amanye amathiphu mayelana nokuthi isabelo esingakanani sokunikeza nokuthi yiziphi amaphutha okufanele uzigweme.
Ukusebenzisa iNani Lama-Consumer Index ukuze Bala Isibonelelo
Njengoba abanye abazali bezama ukuthola isabelo sabantwana babo, bavele babanike inani elifanayo abathola ngalo lapho beyingane.
Ingabe lo mqondo omuhle? Cishe cha.
Cabanga ukuthi lapho usengumntwana, ungathola okuningi ngemali yakho kunokuba izingane zakho zikwazi ukulinganisa manje. Uma unayo i-$ 1 / isonto, isibonelo, ngeke uthole ingane kude kakhulu kulezi zinsuku.
Ukuze ube yiqiniso, ungasebenzisa i-CPI noma i-Index yezindleko zabathengi ukuze ucabangele indlela amanani ashintshile ngayo eminyakeni bese uthola imvume yengane yakho ngaleyo ndlela.
Ezinye Izindlela Zokunquma Isibonelelo Esikhulu Sokunikeza
Ngakho-ke ingakanani ingane yakho okufanele izuze yona? Kuncike ngempela kulokho okulindelekile ukuthi ingane yakho ikusebenzise.
Ngokuvamile, uma kungcono nje ukuchitha imali, khona-ke imali ngeke isidinge kakhulu. Kodwa uma ulindele ukuthi ingane yakho ikhokhele izindleko zayo zansuku zonke , kufanele ibe ngaphezulu.
Ezinye izikhombisi-ndlela zokukhokhelwa kwemali ongakucabangela uma unquma ukuthi ukunikeza ingane yakho okuningi kangakanani zihlanganisa ukumnikeza:
- Idoli eyodwa ngonyaka oneminyaka yonke ngesonto noma njalo ngesonto. Uma lokho kuningi kakhulu, yinike ngenyanga noma ngekota. Umqondo wukuthi ube nefomula eyokhula kancane kancane lapho ingane yakho ikhula.
- Lokho asetshenzisile manje ezintweni ozilindele ukuba azisebenzise imali.
- Okushiwo abangane bakhe esikoleni nasemaphandleni.
- Inani elingahlukaniswa kwaba yizintathu: ingxenye yesithathu yokulondoloza, ingxenye yesithathu yokuchitha imali, kanye neyodwa yesithathu yokunikela ngeminikelo yokusiza, kungakhathaliseki ukuthi ngumnikelo wesonto noma ukuthanda kwakho okuthandayo.
Gwema lezi Ziphutha Zokuvumela
Uma unikeza ingane yakho imali, kubalulekile ukuthi ungenzi la maphutha avamile:
- Ungazihlanganisi nesabelo somntanakho ngemisebenzi ethile ngoba uyakwazi ukumisa ukwenza imisebenzi yakhe futhi athi akasayifuni imali. Lokho kusho ukuthi ungavumela ingane yakho ukuthi ithole imali, ngaphandle kwemali yakhe, ngokwenza imisebenzi engeziwe.
- Ungavumeli isabelo somntanakho njengesijeziso. Thatha amalungelo esikhundleni.
- Ungaqhubeki ukunikeza ingane yakho imali yezinto ezengeziwe ngaphezu kokumnika isabelo. Ukwenza lokhu akufundisani ingane yakho ngokuphathelene nomthwalo wemali, okuyisinye sezizathu eziyinhloko zokumnika isabelo endaweni yokuqala.
Okunye Iseluleko seZibonelelo
Ezinye izinto ezibalulekile okufanele zigcine engqondweni zihlanganisa:
- Nika ingane yakho isabelo sakhe njalo njalo ngesonto, kungakhathaliseki ukuthi uyakhumbula ukuyicela. Lokhu kusiza ingane yakho ukuthi ifunde ukuthi isabelomali.
- Khuthaza ingane yakho ukuba ibeke eceleni isamba esithile isonto ngalinye ukugcina imali yesikhashana kanye nesikhathi eside.
- Uma ingane yakho iphuma ngemali ngaphambi kokukhokhela okulandelayo, ungayibhekisi ngaphandle. Ingxenye yephuzu lemali ukufunda indlela yokubeka phambili futhi isabelomali futhi ukumnika isandulela esingamsizi akusizi ukuthi angayisebenzisa kanjani imali yakhe ngokucophelela.
- Cabanga ukukhuthaza ingane yakho ukuba ibeke eceleni ingxenye yempesheni yakhe yothando.
> Umthombo:
> I-American Academy of Pediatrics. Isibonelelo Sezingane. HealthyChildren.org. Kubuyekezwe ngoNovemba 21, 2015.