Ngezindleko eziphakeme ze-IVF , imibhangqwana eminingi izodinga usizo lokukhokhisa lesi sikweletu. Ukuboleka okungenani imali ephuma ezihlotsheni zakho kuyindlela ongayifuna ukuyicabangela ... kodwa ngokucophelela.
Ukuboleka emndenini kungasebenza kwabanye ngendlela emangalisayo futhi kube yingozi kwabanye. Nazi izinto ezinhlanu okumelwe uzicabange ngaphambi kokubolekisa imali eBhange likaMama nobaba.
Ingabe Umkhaya Wakho Uboleka Ngomngane?
Lokhu kufanele kucatshangwe kokubili kusukela ebuhlotsheni obuseduze kanye nesici sezezimali.
Ubuhlobo-obuhlakani, lokhu kungaba yindawo ekhohlisayo. Kukhona umbuzo wokuthi isihlobo sakho singomusa ongakuboleka imali ngaphandle kokuthi "ukukhokha" ngokomzwelo enecala, izikhumbuzi ezingapheli, noma izidingo ezingenangqondo.
Isibonelo, uma basiza ukukhokhela i- IVF, ingabe bayozizwa benelungelo lokumisela ukhetho lwakho lwezokwelapha? Nini nokuthi ungayeka yini ukwelapha? Indlela yokuhlala uphilile ngesikhathi sokukhulelwa? Futhi, kamuva, kufanele umzali kanjani?
(Ngendlela, uma abazali bakho bekwenzela imali, bese bezama ukuxosha iseluleko sakho kuwe, khumbula ukuthi usalokhu ulawulwa ukwelashwa kwakho, umzimba wakho, nokukhetha komndeni wakho. Imali ayiyithathi nganoma iyiphi indlela amalungelo.)
Olunye udaba lobuhlobo ukuthi wena nomlingani wakho uzizwa kanjani ngokubuza. Isibonelo, uma abazali bakhe bekwazi ukunikela ngemali, futhi SHE bacabanga ukuthi kufanele bacele, kodwa AKUFUNGILE ukucela ... kahle, ungabona ukuthi lokhu kungabonakala kanjani.
Awufuni ukubuza ngokumane nje ngokuziqhenya? Noma ingabe akuyona indaba yokungafuni ukuhlukunyezwa kobuhlobo? Ukuziqhenya kungase kuzuze, kepha ukungeza ukungezwani ebuhlotsheni kungase kungabi yizindleko.
Into ebaluleke kunazo zonke wena njengombhangqwana kufanele uvumelane. Uma ungeke uvumelane, ungawuphishekeli. Ukungafaki ukucindezeleka kuphazamiseka emibhangqwaneni, futhi awudingi lokhu kucindezeleka okwengeziwe.
Omunye umbuzo omkhulu ukuthi ngabe umndeni wakho ungakwazi ukukusiza yini.
Ungase ucabange ukuthi uma bengenayo imali, ngeke bayinikeze, kodwa kukhona abazali abazobolekisa imali abangakwazi ukuyosiza izingane zabo.
Awuthandi nalokhu. Uma ngokwesibonelo, bathatha imali yokubolekisa ekhaya ukubolekisa imali, bese ungakwazi ukuyibuyisela emuva njengoba kuhlelwe, bese abazali bakho bengakwazi ukukhokhela izinkokhelo zezikweletu, abazali bakho bangase balahlekelwe ekhaya. Ingabe lokho kubaluleke kakhulu engozini?
Ingabe Bayakuqonda Ukwelashwa Akuqinisekisiwe?
Qinisekisa ukuthi bayaqonda ukuthi imithi yokwelapha ayiqinisekisiwe . Ungabathembisi umzukulu, umshana noma umshana.
Angisho ukuthi angabi nethemba. Kufanele ube nethemba. Kodwa ufuna ukuba baqonde ukuthi ukuba nethuba kwakubalulekile, futhi hhayi konke ukugxila enganeni engenzeka.
Gcizelela lokhu njalo. Uma bakwenza imali, qiniseka ukubonga ngokukunika ithuba . Ngithembele, lokhu kuzoqeda noma okungenani kunciphise usizi oluzayo uma ukwelashwa kwehluleka.
Ingabe Kunokwenzeka Ukuthungula Umthwalo?
Uma unamaqoqo angaphezu kweyodwa kwabazali noma izingane zakubo ukubuza, ungase ubuze ukuthi bonke bazocabangela ukuhlukanisa umthwalo.
Isibonelo, uma ungacela abazali bakho ezinhlangothini zombili, futhi okungenani esinye isihlobo ezinhlangothini zombili ukusiza, bese kufaka isandla sakho, u-$ 25,000 uhlukanise izindlela ezinhlanu ngu-$ 5,000 ngomndeni ngamunye.
Noma uma unomndeni omkhulu, abazali bangenza iminikelo enkulu kakhulu, futhi abazala kanye nabantwana babo bangenza ezincane.
Ubuhlobo obunzima kakhulu buhlakaniphile, kusukela manje hhayi nje kuphela ukuthi ungathola isihlobo esingajabuli nawe, kodwa iqembu lezihlobo, ongabe esehlehle ngakho ngakho, okungase kukhulise yonke imizwelo ehilelekile.
Qhubekani nalo mbono ngokucophelela.
Ukuhlela uhlelo oluhle lokukhokha
Kungakhathaliseki ukuthi uboleka kwelinye ilungu lomndeni noma eminingana, ukuhlelwa kabusha kokuhleleka kokuqala kubaluleke kakhulu.
Ngisho noma ilunga lomndeni lisho into ethi, "Sizokubona kamuva, ungakhathazeki ngalokhu," ungalindi kuze kube yilapho uzolithola. Akufanele kuthathe isikhathi esingaphezu kwesigamu sehora ukuza necebo.
Ukuntuleka kohlelo kungabangela ukungezwani nokungaqondani kamuva.
Izinto okufanele uzicabangele zihlanganisa:
- Ingabe ikhona ingxenye yalesi sikweletu isipho? Uma bethi, "Awudingi ukukhokha konke emuva," cacisa ukuthi ungakanani isipho nokuthi kungakanani imali mboleko.
- Uzoqala nini ukuyibuyisela nini? Ngokushesha nje lapho bekuboleka imali? Ngenyanga ethile? Nquma ngosuku.
- Izinkokhelo zenyanga zizobe ziphi? Okuthile okucacile kwisabelomali sakho. Yiqiniso, uma udinga ukuyilungisa ngokuhamba kwesikhathi, ungaxoxa ngakho nomndeni wakho. Kodwa ngisho noma kufanele uqale u-$ 50 ngenyanga ephansi - uze udlule izindleko eziphakeme zokwelashwa, qala ngento ethile.
- Ingabe kuyoba nesithakazelo? Uma kunjalo, ngezinga elingakanani, futhi lizonqunywa kanjani?
- Kuthiwani uma ungakwazi ukukhokhela inyanga eyodwa? Noma uma ngabe izinkokhelo ezivumelanisiwe zokuqala ziphakeme kakhulu ukuze uzuze?
- Ngumuphi usuku ovuma ukukhokha isikweletu? Qiniseka ukuthi usuku ongazinikela kuzo zonke ezinye izindleko zakho namacala akhokhelwe.
- Uma imali ibolekiwe kumalungu omndeni amaningi, ngubani ozokhokhelwa kuqala? Ngumuphi umyalelo ozokhokha emuva?
- Kuthiwani uma uthola imali emuva ohlelweni lokubuyisela imali ye-IVF? Ingabe abazali bakho balindele ukubolekwa imali yabo kuqala, noma ungakhokhela ezinye izikweletu zakho kuqala?
Kungakhathaliseki ukuthi izimpendulo zemibuzo engenhla, bhala phansi, bese uthumela ikhophi yezivumelwano omunye nomunye.
Ukulandelela Okubolekiwe Futhi Okukhokhelwa Ngayo
Ukunikeza abazali bakho amaresidi ezinkokhelo zemali mboleko kungase kuzwakale sengathi kune-overkill, kodwa akunjalo. Ngenkokhelo ngayinye, qiniseka ukuthi uthumele i-invoyisi ebhaliwe efaka phakathi:
- Ungakanani ukhokha lesi sheke noma ukudluliselwa kwebhange
- Kungakanani oye wakhokha kuze kube manje
- Ungakanani okweleta
Uma unomholo wemali yamalungu omndeni amaningi, kungasiza ukuqoka ilungu lomndeni elithembekile (hhayi wena) ukulandelela ukubuyiselwa kwemali nokuthi ngubani olandelayo emgqeni ukuze akhokhwe.
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