Ingxoxo no-Andrew Schrage
Izinkinga eziningi zokuziphatha nezinkinga zokuziphatha zivela ezinkingeni ezihambisana nesabelo somntanakho nemisebenzi. Kulula ukungena emibambiswaneni yamandla kulezi zinkinga, ikakhulukazi nentsha. Ukusungula imithetho, ukubeka imingcele kanye nokuphoqelela imiphumela ngemikhuba yokuchitha ingane yakho kungasiza ingane yakho ifunde ukwenza izinqumo ezinempilo mayelana nemali impilo yakhe yonke.
Ukufundisa izingane ukuthi ukuhlakanipha ngokuthola nokusebenzisa imali ngeke kuvimbele izinkinga eziningi zokuziphatha, kuzoba yikhono elizobasiza kuzo zonke izimpilo zabo. Ngaxoxa no-Andrew Schrage, uchwepheshe wezokuhlela ezezimali kanye nomnikazi womlingani we-Money Crashers, ukuthola ukuthi abazali bangafundisa kanjani izingane ukuthi baziphathe kanjani ngemali.
Izindlela zemali zabazali zithinta kanjani isimo sengqondo sabantwana kanye nokuziphathisa ngemali?
Imikhuba yezezimali yabazali inomthelela oqondile ezingqondweni zabo naseziphatheni zabo mayelana nemali. Izingane zivame ukulingisa abazali bazo, futhi uma ingane ibona umzali echitha imali noma engena esikweletu sesikweletu samakhadi esikweletu, kungenzeka ukuthi akwazi ukwenza okufanayo nokuthi akhula. Ingane engakaze iboniswe indlela yokulondoloza imali nje ngeke ikwazi ukuyenza uma iqala ukuphatha izimali zazo.
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Kanjani maduze izingane kufanele zivunyelwe ukuqala ukuthola imali yokuqeda imisebenzi? Abazali kufanele banqume ukuthi zingakanani izingane okufanele zizuze?
Ngombono wami, izingane kufanele ziqale ukuthola umholo ngokushesha nje lapho sezikhulile ngokwanele ukusiza ngemisebenzi yasendlini. Kodwa-ke, angikholelwa ukuthi izingane zizuzisa izinto okufanele zizenze zodwa, njengokugcina igumbi labo lihlanzekile.
Uma ingane iqhaza ngokugcwele emisebenzini efana nokuhlanza izindlu zokugeza, ukupakisha ikhishi, nokugcoba, kufanele ihlawuliswe. Kungakanani ukukhokha ingane kufanele kususelwe ezingeni likababa lamanje langempela lemali engenayo, kanye nomsebenzi ophelile.
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Yimiphi imithethonqubo abazali okufanele bayidale ukusiza ingane ukuphatha imali yakhe?
Abazali kufanele benze imithetho ethile yokusiza ingane ukuphatha imali yakhe, kodwa ingane kufanele inikezwe inani elithile lokuzimela. Ukwenza amaphutha nokufunda kubo kuyindlela enhle yokufunda kabanzi ngesihloko sokuphathwa kwemali okuhlakaniphile.
Izingane kufanele zikhuthazwe kakhulu ukugcina ingxenye yemali yazo, futhi ukuqala i-akhawunti yasebhange kuyindlela enhle yokufeza lowo mgomo. Kufanele futhi bakhuthazwe ukuba banikele ingxenye ukuze bafunde ukubuyisela emuva. Omunye umthetho ophelele okufanele usungulwe uma usukhulile ngokwanele ukuthi isikweletu samakhadi esikweletu nganoma yiluphi uhlobo ngeke lubekezeleleke.
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Uma ingane isenesikhathi sesikhathi esithile, kufanele abazali basabe imithetho ngokulondoloza nokuchitha?
Imithetho efanayo kufanele ihlale isendaweni, nakuba umzali angase afune ukucabangela ukuwavumela kancane kancane.
Ngempela, kuyimali yabo. Kodwa umthetho ngokuphathelene nokukhokha isikweletu samakhadi kufanele ukwazi ukuhlala ngokugcwele.
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Lapho izingane zithola imali njengesipho, abazali kufanele babeke imikhawulo ngokusebenzisa imali noma kufanele izingane zinikezwe inkululeko yokuzichitha noma zifunani?
Inkululeko nokuzimela kubalulekile ukusiza izingane zifunde kabanzi ngemali nokuthi isebenza kanjani. Abazali kufanele bachaze ingane ukuthi imali isipho futhi bangayisebenzisa indlela abayifunayo, kodwa kufanele futhi baqinise umqondo wokulondoloza okungenani ingxenye yayo.
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Ingabe abazali bangcono ekuvimbeleni ingane engacabangi ekuthengeni okungenangqondo noma kunezinye izikhathi kunengqondo ukuvumela ingane ukuba ihlangabezane nomphumela wemvelo okubangelwa ukuthenga okungaqondakali?
Abazali kufanele bavumele, uma nje kungenjalo. Izingane zizozifunda zodwa ngesikhathi esilandelayo ngesikhathi sokuthengwa kungenangqondo, futhi lesi sifundo sizohlala nabo isikhathi eside kakhulu uma bengavunyelwe ukuthenga kuqala.
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