Ungase uzibuze ukuthi ukusekelwa komshado nomntwana kuthinta kanjani omunye nomunye, ikakhulukazi uma wena noma izinhlelo zakho zangaphambili uphinde ushade ngesinye isikhathi. Okulandelayo imibuzo ephakanyiswayo ngokuphathelene nomshado nokusekelwa kwengane kuzokusiza ukuthi uqoqe amaqiniso okudingayo futhi uqale ukuhlela ukuthi umshado omusha ungathinta kanjani ilungiselelo lokusekelwa kwabantwana bakho lwamanje.
Ingabe ukushada kabusha kushintsha izinkokhelo zokuxhasa izingane?
Ngokuvamile, uma umzali eshada kabusha, umshado omusha awuthinti ama-oda okusekelwa ingane yangaphambilini.
Imali engenayo kuphela okufanele ifakwe lapho kubalwa izinkokhelo zokusekela izingane yilezi zabazali bezinto eziphilayo. Imali engenayo yomlingani omusha womzali kufanele ingacatshangwa lapho ilinganisa ukuthi ukusekelwa kwengane kuzothola noma kukhokhwe kangakanani.
Izinkokhelo Zokusekelwa Kwengane Emuva
Uma umzali okhokhela ukushada kwezingane abashadile, imali engenayo yomshayeli angeke ifakwe esikhathini esedlule ngenxa yokukhokha kwezingane. Ngenkathi inkantolo ingakwazi ukugubha inkokhelo yesibambisene sokusekela ingane, inkantolo ayikwazi ukubheka imali engenayo yomlingani omusha ukuze igcwalise isahlulelo sokusekelwa kwengane. Kodwa-ke, lo mshade naye anganikeza ngokuzithandela ukusiza ngezinkokhelo zezinkokhelo zakudala noma ezisekhona zamanje uma efuna ukunikeza usizo. Ngenkathi lokhu kungenakugunyazwa yinkantolo, ngokuqinisekile akuvunyelwe umlingani omusha ukusiza ngale ndlela.
Imbuyiselo yami yentela izothinteka kanjani ngokusekelwa emuva njengowushade naye?
Ngokuvamile, uhulumeni angakwazi-futhi njalo-uthatha ukubuyisa intela yenkampani yokusekela ingane ukuze anelise izinkokhelo zokuxhasa izingane ezifanele.
Uma abashadikazi befayili bebuyisela intela yentela ndawonye, ngesimo sokubuyisana okuhlangene, khona-ke inkantolo ingathatha yonke ukubuya. Oshade naye ongenayo imali yokwesekwa kwengane angacela i-IRS ukubuyiselwa kwengxenye yakhe yentela yentela.
Uma i-Ex Icela Ukuguqulwa Kwenkxaso Yengane
Umlingani wakho wangaphambili akakwazi ukucela ukuguqulwa kokwesekwa kwengane ngokusekelwe kuphela ekubeni uphinde washada.
Kodwa-ke, angacela ukuguqulwa kokwesekwa kwengane, uma kuqinisekisiwe, ngokususelwa ekukhuleni noma kwehla emalini engenayo. Ngaphezu kwalokho, ezinye zithi zivimbela imvamisa yokubuyekezwa kokusekelwa kwengane ukubuyekezwa futhi zizophinde ziphinde zihlele uhlelo olunezinhlelo zokusekela izingane eminyakeni yonke emithathu.
Inkantolo izocabangela izindleko ezengeziwe zemizi
Yebo, inkantolo izocubungula izindleko ezengeziwe ezithweswa umsizi wesondlo kwengane ngenxa yesicelo sokuguqula ingane. Isibonelo, umzali okhokhela ukusekelwa kwabantwana angaba nemali eyengeziwe yemindeni ngenxa yomshado, okungase kunciphise isibopho sakhe sokusekelwa kwengane. Abazali kufanele balungele ukunikeza ubufakazi bezindleko ekulalelweni kwezingane.
Ingabe inkantolo izocabangela izingane enginazo nabashade naye?
Cha. Izingane ezivela ebuhlotsheni obudlule zibhekwa njengenokuqala kuqala ngezinjongo zokusekela izingane. Inkantolo ngeke icabangele izingane ezengeziwe emshadweni omusha kodwa zizocubungula izindleko ezengeziwe ezenziwa izingane ezintsha (okusho ukuthi ukunakekelwa kwezingane noma izindleko zezokwelapha ), ezikhokhelwa ngumzali wezinto eziphilayo.