Kunzima ukukhuluma ngemali, ngisho nalapho ingxoxo ikhona nomuntu ovuthiwe nomqondo. Uma kuziwa ekufundiseni izingane zakho mayelana nemali-ikakhulukazi, yikuphi "ukufunwa" nokuthi yikuphi "isidingo" -ngase ibe nzima nakakhulu. Akulula ukuchazela ingane yakho ukuthi iloli yokudlala elicabanga ukuthi liyayidinga , alibalulekile njengoba ugesi empeleni udinga ukugcina ikhaya lakho ligijima.
Ukuthi cha akuyona ingxenye ebalulekile yokufundisa izingane ukuthi abanakho konke abakufunayo (ngisho noma kungabizi). Izingane zidinga ukwazi ukuthi uzonikeza konke okudingayo. Ukubafundisa umehluko phakathi kwezidingo kanye nezidingo kuzozibeka ngokubaluleka okusemqoka kwezezimali okuzozizuzisa kamuva ekuphileni.
Sula Ngokungafani Emqondweni Wakho
Ngaphambi kokuba uqale izingxoxo nezingane mayelana nesidingo nalokho okufunayo, kubalulekile ukuqinisekisa ukuthi unesibambo esihle kuso engqondweni yakho. Ukuhlukanisa phakathi kwezidingo kanye nezidingo kungaba yinto ekhohlisayo ezweni lanamuhla. Eqinisweni, ucwaningo lubonisa ubuchwepheshe buye lwashintsha incazelo yethu yezidingo ngokuphathelene nokufunwa.
Isibonelo, udinga i-smartphone? Mhlawumbe ifoni yakho iyadingeka ngoba ikuvumela ukuba ushayele usizo uma kwenzeka isimo esiphuthumayo. Futhi mhlawumbe usebenza ibhizinisi elikudingayo ukuba ube nefoni ukuze ukwazi ukuthola imali enakekela izidingo zakho eziyisisekelo.
Kodwa ngakolunye uhlangothi, abantu abaningi basinda ngaphandle kwe-smartphone.
Ukuze uthole ukucaca, ungenza konke "okudingayo" kungene ezigabeni zokudla, indawo yokukhosela, nezingubo, kanti "ukufunwa" kuyinto enye ngaphandle kwalokho. Kukhona indawo ebomvu, yebo-isibonelo, i-Oreos yinto yokudla, kodwa ngokuqinisekile akudingekile.
I-RV inikeza indawo yokukhosela, kepha into engabizi kakhulu futhi ewusizo ngokuqinisekile iyinkohliso "njengesidingo." Izembatho zokugqoka zinikeza imfudumalo nokuvikelwa, kodwa akekho odinga i-jeans eyi-$ 200.
Le dichotomy yiyona iphuzu eliyinkimbinkimbi kakhulu izingane kanye nentsha ukuqonda. Izincazelo ezifanele ubudala nokuzivocavoca kungasiza.
Funda Amabhuku ndawonye
Uma unezincane, incwadi yesithombe kulesi sihloko ingaqala ingxoxo. Nazi izincwadi ezimbalwa ezingasiza izingane zifunde ukuhlukanisa phakathi kwezidingo nezidingo:
- "UCharlie noLola: Ngempela, Ngidinga Ngempela Ama-Skate Ice," ngoLauren Child . Lapho uLola ehamba nge-ice skating nomngani wakhe Morten, kufanele ukuba abe nezimpahla zakhe ukuze abe yi-skater engcono kakhulu esikoleni sonke. UCharlie uyamkhumbuza ukuthi i-yo-yo yakhe negitare-eyayiyifunayo ngempela-yaphela engasetshenzisiwe ekamelweni, kodwa uqinisekile ukuthi lesi sikhathi sihlukile.
- "Lawo Shoes," kaMaribeth Boelts . Yonke uJeremy ayifunayo yilezi zicathulo, yilowo nalowo esikoleni ubonakala egqoke. Nakuba inkulu kaJeremy ithi ayinayo indawo "yokufuna," nje "idinga." Uma izicathulo zakhe ezindala zihlukana esikoleni, unqume kakhulu kunanini ngaphambili ukuthi abe nezicathulo. Kancane kakhulu uyaqaphela ukuthi izinyawo ezinzima azijabulisi kakhulu. UJeremy ubona ngokushesha ukuthi izinto azinayo-izikhumba ezifudumele, umkhulu onothando, nethuba lokusiza umngane-zibaluleke ngaphezu kwezinto azifunayo.
- " ULily Ufunda Ngokuthandayo Nezidingo," ngoLisa Bullard . ULily ufuna ibhayisikili elisha. Futhi i-raincoat entsha. I-ayisikhilimu. Kodwa zingaki zalezi zinto azidingayo? Njengoba uLily noyise behamba bezungeza idolobha, uLily uthola ngokushesha ukuthi izidingo nezidingo zihlukile. Ukhetha ukuthi yiziphi izinto abantu okufanele babe nazo. Angase akhumbuze uyise ukuthi akadingi izimpande zebhiya!
Yiba nezingxoxo ze-Grocery Cart
Uma ingane yakho ifinyelela enkulisa, cishe isilungele ukuqala ukufunda imininingwane embalwa mayelana nokuthi "ufuna" ngokuchasene ne "kudinga" (uma ungazange uyifake lapho eqhubeka ecela amathoyizi ayibonayo kumakethe njengengane encane!) Uma wakho ingane njalo iya esitolo kanye nawe, lokhu kuyindlela elula yokuyenza.
Uma ekwazi ukufunda, makabe esebamba uhlu lokudla futhi abone lezo zinto kuye njengezidingo. Njengoba uhamba ngezinyathelo bese uthatha izinto, cela ingane yakho ukuthi iyisidingo noma isifiso.
Uma kuluhlu, kuyisidingo; uma kungenjalo, kuyisidingo. Umshini wokuhlanza izingubo usehlwini, ngakho-ke kuyadingeka. I-ayisikhilimu ayikho kuhlu, ngakho-ke kuyisidingo.
Uma esekhulile kancane, ungakhuluma ngamaphuzu wamanani, futhi-ukuthi i-vanilla ice cream iyadayiswa, kodwa i-ayisikhilimu emgwaqweni ebonakalayo ibukeka enomnandi kakhulu, nakuba ingathengiswa. Yini okufanele ayisuse ohlwini ukuze athole umgwaqo onamala esikhundleni se-vanilla? Lokhu kufundisa ingane yakho ukuthi wenza kanjani imihlatshelo (noma ugcine imali) ukuze uthenge izinto ozifunayo, noma ukuthi ungayisebenzisa kanjani leyo nto ekhethekile kwisabelomali.
Dala Ishadi Lezidingo Nezidingo
Uma ungathembela ingane yakho ngezikhali, ungenza lokhu kuvivinya okuvusa ingxoxo ukuze ubone ngeso lengqondo ukuthi ufuna ukuhambisana nezidingo. Thatha umthamo wamamagazini noma ama-flyers flyers ephephandabeni, kanye nephepha.
Dweba umugqa phansi enkabeni yephepha uphinde ubeke ilebula elilodwa ngokuthi "ufuna" futhi uhlangothi olulodwa "njengezidingo." Cela ingane yakho ukuthi inqume izinto ezihambisana nesigaba ngasinye, bese ukhuluma ngalokho akhethile. Ungenza lo msebenzi, futhi, ukukhombisa izingane zakho ukuthi abantu abadala bafuna, futhi, ukuthi abakwazi ukuthenga ngaso sonke isikhathi.
Yenza Ukuzivocavoca Kwemali Yomkhaya
Uma ingane yakho ikhulile ngokwanele ukuqonda izinto eziyisisekelo zokwengeza nokukhipha, ungasebenzisa isabelomali sekhaya esinhlekisa naye. Mnike inani elibekiwe lemali ekhohlisayo-uthi, $ 800-nohlu lwezindleko, zombili izidingo kanye nezidingo.
Uhlu lungabandakanya izidingo ezifana nokuqashisa ($ 500-kungumsebenzi nje kuphela!), Ukudla ($ 50), igesi ($ 20), kanye nokukhokha imoto ($ 200), kanye nokufunwa njengamageyimu wevidiyo ($ 25), i-cable cable ($ 50), i-smartphone ($ 75), nezingubo ezifashisayo ($ 75). Lokhu kuzomfundisa ukuthi emva kokuba izidingo zifinyelelwe, akuzona zonke izidingo ezingathengwa ngaphandle kwemali.
Vumela izingane zikhokhele izifiso zazo
Izingane ezindala nezintsha zingathola okokuqala izinto eziyisisekelo mayelana nezidingo ngokungafuni uma uzivumela ukuba bakhokhele izinto ezifunayo.
Khokha isabelo sempelasonto ngemisebenzi eqediwe. Khona-ke, vumela ingane yakho ithenge yonke into ayifunayo ngaphandle kwezidingo zayo. Isembatho esisha esihle, amathikithi kuma-movie, ne-pizza nabangani kufanele bonke baphume kuhlajethi yakhe.
Yiqiniso, ingane yakho izodinga isiqondiso esivela kuwe mayelana nendlela yokulondoloza imali. Ngakho ngaphambi kokuba uqale le phrojekthi, hlala phansi ndawonye bese uthola izinto azifunayo unyaka wonke-njengokugqoka umshini, ukuchitha imali yokuphumula komndeni, kanye nezitsha ezintsha ze-basketball. Xoxa ukuthi uzodinga kangakanani ukugcina isonto ngalinye ukuqinisekisa ukuthi unamali amaningi okumboza lezo zinto.
Bese-ke, makenze isinqumo sokusebenzisa imali yakhe kwezinye izinto. Uma enza iphutha lokusebenzisa yonke imali yakhe ngosuku lokuqala aluthola ngalo, ungamniki. Ukungaphumeleli ekuphumeni nabangani noma ukungakwazi ukwenza ukuthenga okungaqondakali kuzomkhumbuza ukuba enze kangcono isikhathi esizayo.
Myeke ahlangabezane nemiphumela yemvelo futhi achaze ukuthi kuyisidingo futhi angaphila ngaphandle kwalo. Futhi uzofunda amakhono ayigugu emali azokwenza kahle kulo lonke impilo yakhe.
Yiba Nenjongo Yokuthi Cha
Kunzima ukuphika ingane yakho yonke into ayifunayo, kodwa ukunikela kukho konke okuceliwe ngeke kumenzele izintandokazi. Eqinisweni, ukuphuza ingane yakho ngokweqile kungaholela ekuthandeni izinto ezibonakalayo -ukuthi izifundo zihlobanisa nokunciphisa ukwaneliseka kokuphila kanye namazinga aphezulu okucindezeleka.
Kungakhathaliseki ukuthi ucela ithoyizi entsha noma ucela umgexo omusha, uthi akukho cha ngezinye izikhathi uyomkhumbuza ukuthi akayidingi lezo zinto.
Uma ufundisa ingane yakho umehluko phakathi kokufunwa nezidingo, uzoba nokuningi ngalokho anakho. Futhi uzoba namathuba amaningi okukhulisa ingane eba ngumculi, umuntu omdala ophethe imali.
> Imithombo:
> Ihhovisi lezokuThengiswa kwezeMali zabathengi: Zikhona yini izinto engingazisebenzisa ukufundisa ingane yami mayelana nezidingo kanye nezidingo?
> I-Goldscheider F. I- International Encyclopedia ye-Social & Behavioral Sciences . Okwesibili. Amsterdam, Netherlands: Isayensi ye-Elsevier; 2015.
> Imifula TJ. Indima yezobuchwepheshe ekudidekeni kwezidingo kanye nezidingo. I-Technology in Society . 2008; 30 (1): 104-109.