Izinhlelo Zokusiza Izindlu Zomama Abangabodwa

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Usizo lwezindlu oluxhaswe

UMnyango wezeZindlu nezokuThuthukiswa kwamaDolobha wase-United States usebenza nabanikazi bendawo ukuze banikeze izindleko ezincishisiwe emindenini engenayo imali. Nakuba usizo lwezindlu oluxhaswe ngemali alukhawulelwanga emindenini yabazali abangabodwa, kungenye yezinhlelo zokusiza zokuqashisa ezivame ukutholakala kumama abangabodwa nabantwana babo. Ngomama ongayedwa, izindlu ezingenayo imali engenayo ukuguqula impilo.

Usebenza kanjani uhlelo lohlelo lwezindlu lweHUD?

Uhulumeni unikela ngemali ngqo kubanikazi bezindlu, abese banciphisa inani lokuqashisa abakhokhisa abaqashi abahola kancane. Leli fomu losizo lwezindlu oluxhaswe luyatholakala emindenini ephansi engenayo, kanye nabantu ngabanye, izakhamuzi eziphakeme kanye nabantu abakhubazekile.

Abomama abangabodwa abangenayo abangenayo abangabashadile abafuna ukubamba iqhaza ohlelweni lwezindlu lwezimali ze-HUD kumele baqale ngokufuna indawo yokuhlala kwiwebhusayithi ye-HUD.

Ubani Abafanelekela I-HUD Izindlu Ezixhaswe?

Ukuze ufanelekele lolu hlobo losizo oluqashisayo, akumelwe uthole imali engaphezu kwesilinganiso semali engenayo yamanje ye-HUD, ehlukile ngohulumeni futhi ishintsha njalo ngonyaka. Ukuze uthole umkhawulo wamanje wemali engenayo endaweni yakho, finyelela amathebula omkhawulo wokuthola imali ye-HUD.

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Isigaba 8 Amakhokhwa Omama Abangabodwa

UMnyango wezeZindlu nezeZindlu zaseMelika (HUD) uphinde unikeze izaphulelo zeSigaba 8. Lezi amakhuphoni zinikezwa ngqo kubantu abahola izindleko eziphansi, abangase basebenzise izaphulelo njengengxenye yenkokhelo yabo. Abanikazi bezindlu bahambisa izaphulelo ngqo ku-HUD ngenkokhelo.

Izinzuzo

• Banciphisa ukuqasha kwakho
• Ungakhetha ukuthi ungaphi lapho ufuna ukuhlala khona
• Ngokuvamile usizo oluqashisayo lokuqasha luyatholakala
• Kwezinye izimo, ama-Vouchers weZindlu eziyi-8 angasetshenziswa ukuthenga ikhaya

Imithetho Yokufaneleka YeSigaba 8 Izaziso Zokuqasha

• Ukufaneleka kuncike ekutheni usayizi kanye nomndeni
• Ukuze ufaneleke, imali yakho engenayo ayikwazi ukudlula imali engu-50% yemali engenayo yendawo yakho
• Ngomthetho, uhulumeni kufanele anikeze amaphesenti angu-75 ezigatshana zezindlu zeSigaba 8 emindeni ehola imali engaphansi kuka-30% yemali engenayo yendawo
• Izindleko zemiholo yeMedian ziguqukela njalo ngonyaka, ngakho-ke ngisho noma ngabe uvunyelwe ukuthenga ama-Vouchers weZindlu 8 esikhathini esidlule, ungafaneleka

Omama abangabodwa abafisa ukuhlanganyela ohlelweni lwezindlu lwe-HUD sika-8 lwezindlu kumele baxhumane ne-Public Housing Agency (PHA) yabo ukuze bafunde kabanzi.

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Izinhlelo Zikazindlu Ezixhasiwe Kahulumeni Zomama Abangabodwa

Lolu hlobo losizo lwezindlu kwabomama abangabodwa kanye nezingane zabo lufana nohlelo loMnyango wezeZindlu nezokuThuthukiswa koHlelo lweMigwaqo, kodwa luqhutshwa yizifundazwe ngabanye. Ngenkathi ivame ukuxhaswa ngemali, ngokuyinxenye, nguhulumeni wesifundazwe, uhlelo lwezindlu oluxhaswe nguhulumeni lunikeza omama abangabodwa ithuba lokuthola indawo ephephile, ephephile, etholakalayo-mhlawumbe ngaphandle kokuthuthela endaweni entsha.

Ukuze uthole izinhlelo zezindlu ezixhasiwe nguhulumeni endaweni yakho, vakashela ikhasi lezokwaziswa zendawo yezokuvakasha kanye nezokuthuthukiswa kwamadolobha bese ukhetha isimo sakho.

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Imikhiqizo kanye neNhlalakahle yezindlu zomphakathi zabamama abangabodwa

UMnyango wezeZindlu nezokuThuthukiswa kwamaDolobha wase-United States (HUD) unikeza izindlu zomphakathi ezingenayo imali emakhaya ezidingayo. Ngenkathi ukuthuthukiswa kwezindlu zomphakathi kufanele kube kokubili futhi kuphephile, lokhu ngokuvamile kuyinto engathandeki kakhulu emindenini engenayo engenayo.

Imikhiqizo kanye Nezimpahla Zokuhlala Zomphakathi

Ngenkathi uhlelo lwezindlu lweHUD lomphakathi lwenze izinyathelo eminyakeni yamuva, izinselele ezinkulu zikhona emindenini efuna indawo ephephile, ephephile.

Izinzuzo

• I-HUD iqondisa izindlu zomphakathi-nezindlu zendawo. Lokhu kungasho ukuthi omama abangashadile abahlala ezindlini zomphakathi, ngezinye izikhathi, bafinyeleleka kakhulu kumninikhaya onganikeza usizo ngokulungiswa uma kudingeka.
• Eminye imiphakathi yezindlu zomphakathi inikeza imisebenzi yomndeni enobungane kanye namakilasi wokubeletha, kanye nokululekwa kwezezimali.

I-Cons

• Imiphakathi eminingi yezindlu zomphakathi ibhekene namanani aphezulu obugebengu.
• Kungaba nzima ukushintshela kwezinye izinhlobo zezindlu eziphansi.

Thola Izinketho Zezindlu Zomphakathi Okukude Nakho

Ukuthola izindlu zomphakathi ezixhaswe yi-HUD endaweni yakho, thintana ngqo ne-Public Government Agency Agency.