Ukwesekwa kwabantwana kuyisihloko esivame ukugcizelela zonke izinhlangothi ezibandakanyekayo. Nakuba kwezinye izimo, omama bakhokha abantwana ukusekela abazali, ikakhulukazi amacala, omama abazali bokulondeka kanye nobaba abangenasigodlo bakhokha ukusekelwa kwabantwana. Ngakho-ke, uhlelo lokusekela ingane lusebenza kanjani, futhi yini ubaba ayidinga ukwazi ukuze aphathe izibopho zakhe?
Ukusekelwa Kwabantwana Okude Kwesikhathi Kangakanani
Ngokuvamile, umthetho udinga umuntu okhokhela ukusekelwa kwengane ukwenza lezo zinkokhelo kuze kube yilapho (1) ingane yakho ingasencane , ngaphandle kokuthi ingane inezidingo ezikhethekile ; (2) ingane iba ngumsebenzi osebenzayo; (3) amalungelo akho omzali aqedwa ngokutholwa noma enye inqubo yomthetho, noma (4) ingane yakho encane ibizwa ngokuthi "inkululeko" yinkantolo-okungukuthi, umemezele umuntu omdala ngaphambi kokujwayelekile ngenxa yokwazi ukuzimela .
Yeka ukuthi isinqumo seSikweletu sithinta kanjani ukusekelwa kwabantwana
Bobabili abazali banomthwalo wemfanelo wokusekela izingane zabo ngokwezimali. Uma isehlukaniso senzekile futhi umzali oyedwa enakekela izingane, umthwalo wemfanelo womzali ugcwaliseka ngokuba ngumzali wokulondeka. Omunye umzali wabe esenza ukukhokhwa kwengane yokusekela okugcwalisa imithwalo yemfanelo yomzali engeyona yokugcina. Endabeni yokugcinwa kokubambisana, inani lokusekelwa kwengane ngalinye elikhokhayo ngokuvamile libalwe yinkantolo kucatshangwa ukuthi iphesenti umzali ngamunye unomthelela ekutholeni okuhlangene komlingani futhi iphesenti yesikhathi umzali ngamunye anakekela izingane ngokomzimba.
Imithwalo Yemfanelo Yokusekela Ingane Lapho Ingashadile
Yebo. Isibopho sokusekela ingane asihambisani nomshado. Uma ungumzali, unomthwalo wemfanelo wokusekela ngemali inzalo yakho. Imithwalo yemithwalo yemfanelo yakho yomzali ingahle ibekwe ngokomthetho noma ngokuvuma kwakho ukuthi ungumzali, ngenxa yokuthi umamukele ingane ekhaya lakho njengeyakho, noma njengoba kusungulwe ukuhlolwa kwabazali.
Imithetho yombuso ihlukahluka ngandlela-thile kuncazelo yomzali, ngakho-ke uma kukhona ukungabaza mayelana nomzali wakho, uzofuna ukubonisana nommeli womthetho womndeni esifundazweni sakho.
Kubuye kwenzeke ngezinye izikhathi lapho indoda ebeletha ingane ingase ingacelwa ukuthi ikhokhele ukusekelwa ingane kuze kube yilapho umama wengane ethola usizo lomphakathi. Uma kunjalo, uhulumeni angase eze kubaba efuna ukubuyiselwa emuva kwengane ukuze abuyiselwe uhulumeni ngenxa yokukhokha usizo. Obaba abaningi baye "baphuphunyiswa" yilo myalo eminyakeni eminingi emva kweqiniso.
Imali Yezezimali Zomama
Cha. Kodwa-ke, uma evuma ngokomthetho izingane futhi ngaleyo ndlela anqamule amalungelo omzali kababa ophilayo, lo wesifazane oyise uyothola ukuxhaswa ngezimali.
Isibalo Sokusekelwa Kwabantwana Sizimisele Kanjani
Isimo ngasinye e-United States siyadingeka ngumthetho wesifundazwe ukusungula iziqondiso ezisetshenziselwa ukubala ukusekelwa kwabantwana okuvela kubazali ngokusekelwe ikakhulukazi ngemali engenayo kanye nezindleko zabo. Ngenxa yokuthi amazwe anesilinganiso esanele sokuhlakanipha ekubekeni lezi ziqondiso, ukukhokhelwa kwezingane okudingekayo kuhlukahluka kakhulu phakathi kwezizwe, ngisho nangaphansi kwezimo ezifanayo. Kodwa ngokuvamile, izinkantolo zizocabangela izinkinga ezinjengezinga lokuphila kwengane ngaphambi kokuhlukanisa, izidingo ezithile zomntwana, izinsiza zomzali wokulondeka kanye nokukwazi ukukhokha komzali okungenakuvikela.
Ngoba emazweni amaningi amajaji avunyelwe ukuqonda okukhulu ekubekeni lezi zinkokhelo, kubalulekile ukuba ubaba ongekho ukulondoloza ukuthola ulwazi oluthe xaxa etafuleni enkantolo ngaphambili ukuze enze izinkokhelo zilungile ngangokunokwenzeka.
Indlela Imali Yokuthola Imithelela Yokushintsha Imiphumela Uma Ungasebenzi noma Ubuyela Esikoleni
Lokhu kuncike kujaji nezimo. Kodwa ngokuvamile, ukukhokhwa kwengane angeke kunciphise uma ubaba eyeka umsebenzi wesikhathi esigcwele futhi ebuya esikoleni. Uma engaqashiwe bese ethatha umsebenzi ophansi okhokhelwayo, ukucubungula kabusha inani lokusekelwa kwengane okungenzeka kulungile.
Imiphumela Yengenzi Ukwenza Izinkokhelo Zokusekelwa Kwabantwana Njengoba Kunqunywe
Ukungabi khona kwamanje ezibophelelweni zakho zokusekela izingane kuthiwa "inkathazo enkulu." Umema ukubandakanyeka okuningi kwezomthetho empilweni yakho nakwezimali uma ungahambisani nezibopho zakho zokusekelwa izingane ezigunyaziwe. Ukwengeza, kungalimaza ukwethembeka kwakho enkantolo kanye nezikhulu zombuso uma ufuna kamuva ukwenza izinguquko ohlelweni lwakho lokubeletha, amalungiselelo akho okugcina noma ezinye izici zokuxhumana ngokomthetho nezingane zakho nomuntu owakwakho wokuqala.
Umyalelo wenkantolo ungene njengengxenye yenqubo yakho yesehlukaniso kanye nenqubo yokugcinwa kwesigceme ichaza isimiso sokukhokha nokukhokha, kanye nezinye izimo ezingase ziholele ekuqaliseni izibopho zakho. Lezi zimo zingase zinikeze ukuthi kungakanani ukuphakanyiswa okusha okungeziwe kwimiyalo yakho yokusekela noma lokho ongayenza nge-windfall njengefa noma umhlalaphansi womshuwalense.
Ukuhluleka ukuhlangabezana nesimiso kubonakala sengathi ukuphikisa umyalelo wenkantolo futhi kungakufaka etilongweni, okuholela ekuhlolisweni kweholo lakho, ukukhipha imali yakho yokubuyisela intela, ukuthatha impahla, ukumisa ilayisensi yakho yebhizinisi noma ilayisense yokushayela noma neminye imiphumela embi.
Ukugcoba ngezinye izikhathi kunzima kunakho konke okubandakanya umqashi wakho ukubuyisela emuva, okunye noma yonke imali yakho bese uyithumela kuhulumeni. Uma ukukhokhela izibopho zakho emuva kuhilela umqashi wakho, kungadala imiphumela embi engalindelekile emsebenzini.
Ngenkathi i-Title III yomthetho we-Consumer Credit Protection Act ivimbela umqashi ekushayeleni isisebenzi sokuthola isitifiketi nganoma yikuphi ukukweleta okulodwa, ungase ube nenkinga nomqashi wakho ngokuhlobisa okuningi. Ezinye ezingase zize ngaphezu kwezingubo zakho zokwesekwa kwengane (njengentela emuva noma ezinye izikweleti) zingabangela ukuxoshwa kwakho. Ngakho-ke lokhu ngokucacile into ofuna ukuyigwema cishe noma yiliphi izindleko.
Uma unenkinga yokuhlangabezana nezibopho zakho zokusekelwa kwengane, ungase ucabange ukudala isabelomali esilungile, ukunciphisa izindleko zakho, ukuthola izindleko eziphansi kakhulu, ukuthola imoto eshibhile noma ukuxoxisana nababolekisi ukunciphisa izinkokhelo zakho zezibopho zenyanga. Lezi zingabonakala njengezinyathelo ezinkulu futhi zingashintsha empilweni yakho, kodwa indlela yokuphila engcono kakhulu ingahle ibe khona ukuze ukwazi ukuhlangabezana nezibopho zakho futhi uhlinzekele ukunakekelwa kwezingane zakho.
Uma ungasebenzi, thatha ukukhokha inkokhelo, ube nezinkokhelo ezinkulu zezokwelapha, noma ube nezinye izimo ezandisayo, kubalulekile ukuthi uqale inqubo ngokushesha ukuze imali yakho yokusekela ingane ishintshwe. Uzoqala ngokuxhumana nehhovisi lakho lokusekelwa kwengane lombuso futhi ucele ukuhambisa ukunyakaza okusemthethweni ukuguqula izibopho zakho zokusekela ingane.
Kuyinto enhle kakhulu ukuqala le nqubo ngokushesha nje lapho into ephawulekayo iguquka. Ezimweni eziningi, umthetho uvimbela ijaji ekunciphiseni ukunciphisa ukukhokhelwa kwengane, ngisho noma ukunciphisa kungenangqondo emva kweqiniso. Futhi uzohlala ekhoneni lemali edingekayo ngaphambi kosuku olusebenzayo lohlelo lokusekelwa kwengane olushintshiwe.
Ukulandela ngemuva kokukhokhwa kwengane yakho kuyinto okudingeka uyizindle ngokujulile. Ukunganaki lo mthwalo wemfanelo obalulekile kungaba nemiphumela emibi kakhulu futhi kubaluleke nakakhulu kunezinye izinqumo eziningi ongazenza uma izikhathi ziba nzima ngokwezezimali. Vele ungene lapho amehlo akho evulekile.
Izinketho Zakho Uma Umama Wezingane Enqaba Ukukhokha Inkantolo-Ukusekelwa Okulethwe
Umthetho wase-Federal udinga ukuthi ummeli wesifunda noma wesifunda akusize ukuqoqa izinkokhelo zokusekela izingane ezingenacala. Iningi lamazwe linalo lonke i-bureaucracy-evame ukubizwa ngokuthi iHhovisi Lokubuyiswa Kwezinsizakalo - litholakale ukuqoqa lezi zinkokhelo, futhi kufanele uqale khona.
Uma Izimo Zakho Zishintshile
Inkantolo kuphela engashintsha ukukhokhwa kwezingane okugunyaziwe, ngakho-ke noma yikuphi ukuguqulwa kuzodingeka kuhanjiswe kujaji. Uma bobabili bomshado bavumelana ngokushintsha, ngokuvamile kuyinkqubo enhle kakhulu. Uma ungavumelani, isicelo sizohanjiswa ngummeli womthetho womndeni wakho wokuzwa. Oshade naye ofuna ukushintsha ukuphikisana komunye unomthwalo wokukhombisa ukuthi yini eshintshile nokuthi kungani kufanele kube nemali ehlukile (ephakeme noma ephansi). Izinguquko zesikhashana zingase zibe umphumela wezimo eziphuthumayo zezokwelapha, ushintsho esimweni sokuqashwa noma ubunzima bezomnotho esifushane engxenyeni yomzali owamukelayo.
Ushintsho oluhlala njalo ekusekeleni kwezingane luvame ukucatshangwa uma izinguquko zentengo ngenxa yokushada kabusha, noma umzali unomsebenzi wokushintsha umsebenzi ochaphazela ikhono lokukhokha noma ingane ehilelekile inezidingo ezintsha nezihlukile kunalokho okucatshangwa lapho inani lemali elibekwe ekuqaleni.
Ukuvimbela Ukusekelwa Kwezingane Uma I-Ex yakho Engayidumisi I-Custody noma I-Visitation Orders
Lokhu kungenye yezikhalazo ezinkulu kunabantwana abangenacala. Ngeshwa, impendulo ayikho. Izinkokhelo zokusekelwa kwabantwana kanye nokuvakashelwa kuthathwa njengomthetho ukuba kube yizindaba ezihluke ngokuphelele. Uma i-ex yakho ingaphili ngokuvumelana nesimiso sokugcina ngokunikeza ukuvakashelwa njengoba kudingeka, kuzodingeka ubuyele enkantolo ukuze usebenzise umyalelo wenkantolo. Unesibopho sokusekela ngokwezimali izingane zakho, kungakhathaliseki ukuthi yiziphi izinkinga zokuvakasha.